UK Commercial Lending

  • Acquisition
  • Development & Development Exit
  • Refinance

A commitment to deliver on the terms and within the timescale agreed

Commercial real estate is a popular investment for our corporate clients, potentially being both a sound capital investment and source of income. Prospect Capital is adept at providing funding within the UK commercial property market.

  • Minimum Loan Size: £5m
  • Maximum Loan Size: £50m
  • Maximum Loan to Value: 65%
  • Rates from: 8% per annum
  • Maximum Term: 24 months

Funding is provided for the acquisition, refinance or development of properties within the following asset classes.

  • Holiday Parks
  • Hotel Sector, to include Serviced Apartments – regional assets considered
  • Social Housing
  • Healthcare – Care Homes and Medical
  • Offices and Serviced Offices
  • Retail – Shopping Centres
  • Student Accommodation
  • Industrial – Factories, Warehouses, and Data Centres
  • Strategic Land Opportunities – Land with planning permission for commercial development

‘Prospect Capital has built an excellent reputation in the commercial lending market, with a particular focus on large single unit and portfolio acquisitions of £10m+.’

- Mathew Lawrence, Prospect Capital

Land with Planning Permission, Southern England

Prospect Capital successfully provided a £14m facility for a site valued at £46m. This involved a complex offshore ownership structure with the asset based in the UK. Since then, Prospect Capital has engaged with the client to provide development funding for the site, which has a GDV of £155m.

Mixed-use Residential / Commercial, Land with Planning, Manchester

Prospect Capital enabled a £40m facility on a mixed use site valued at £140m on the outskirts of Manchester.

Commercial Property, Grosvenor Street, London W1

Prospect Capital provided a £7.5m facility to an overseas family office, for the refinance of their London offices. The property located in Mayfair is held on a long leasehold and required a full refurbishment. The ownership structure involved an offshore Trust.

To find out how Prospect Capital can work with you, please get in contact.

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