Welcome to Prospect Capital
Prospect Capital is a dynamic and expanding group with an entrepreneurial opportunity-led approach to all aspects of real estate.
Driven by a team of highly experienced finance and qualified property professionals, we value our reputation for successful property-backed lending and development.
Established in 2015, we are part of the Prospect Private Office, which was founded 25 years ago in Gibraltar. Headquartered in Jersey, we also have offices in London and South Africa.
Our Services
Expertise Across Real Estate
As an established group within the alternative lending space, we have a reputation of providing short term bridging loans, particularly high value, to clients with complex or time sensitive requirements. Prospect Capital senior management team brings over 150 years of combined experience in real estate and corporate finance. The team uniquely and successfully combines strong corporate governance, risk management and legal expertise, within an environment that is focused on security of capital. This wealth of expertise allows us to confidently manage complex lending requirements that are structured appropriately to maximise our clients opportunities.
Our Strategy
Catering to Complex and High Value transactions
At Prospect Capital, we recognise that every client and project is unique. We have a particular focus on working with sophisticated and high net worth borrowers, as well as those dealing with challenging properties or complex corporate structures. Our team excels at navigating the intricacies of foreign nationals with complex income arrangements and clients with multi-layered financing needs.
We offer loans starting from £1 million, with a maximum of £25 million—though higher amounts can be considered upon request. Our ability to make swift decisions means we can accommodate deals requiring quick completion, helping you seize opportunities as they arise.
Our Approach
Why work with Prospect Capital
At Prospect Capital, we take pride in our straightforward, no-nonsense approach to lending and real estate. We believe in clear, open communication from the start, ensuring our clients, investors, and business partners always know what to expect.
Our goal is to build long-term, mutually beneficial relationships based on trust and transparency, helping you achieve success with confidence.
Our senior management team brings together over 150 years of combined experience, drawn from a unique blend of entrepreneurial, professional, and legal expertise.
Integrity is at the heart of everything we do. We believe in ethical lending and are committed to upholding the highest standards of honesty and fairness in all our dealings. We work diligently to ensure that our involvement leads to your success, always aiming to structure deals that are sustainable and beneficial for everyone involved. When you work with Prospect Capital, you can trust that our recommendations and decisions are driven by your best interests, and designed to help you thrive.
“Denny and the team at Prospect Capital moved speedily through the preambles, with clear and concise requirements, giving us the confidence we had made the right choice, especially as this was a complex security to lend against.”
James Weedon – Director
E3 Capital Partners
Our Portfolio
Explore Our Track Record of Success
Here you will find our portfolio of successful projects, spanning residential and commercial sectors across the UK.
Residential
Commercial
Educational, Residential
CLIENT TESTIMONIALS
What People Say About Us
Discover how Prospect Capitals experienced finance and property professionals have successfully built long term relationships with previous clients understanding their unique requirements and market.
Danny Churchill
Pure Funding Solutions
Director
“I am always impressed with their ability to assess business with both a commercial and client led approach.”
James Maunder Taylor
Kingfisher Property Finance
Director
“I was impressed with their commercial and professional approach to a complex and time sensitive facility, I would not hesitate to recommend them.”
RECENT NEWS
Our Latest Insights
Welcome to our news and insight hub. Keep up to date with insights from our resident team as they examine key industry topics from across our specialist finance sector.